Important Documents Required for Buying a Property in India


Buying a property is quite an uphill task especially for first-time property buyers. You have to search for a property which suits your requirement and budget. But the biggest problem for first-time property buyers is the property documentation.

Most people don’t know much about the property documents required will buying a property. When you are buying property, it is extremely important to make sure that all the legal documents of the property are in place before you pay or sign for the property.

Here in this blog, we will talk about some major property documents that should be checked while buying property in India.

Sale Agreement

This is the first document that is prepared when you buy property anywhere in India. This document contains all the details of the property that you are going to buy. All the terms and conditions that the two parties have agreed upon with financial details like price, payment plan and the date of execution of sale deed or power of attorney are mentioned in it.

Sale Deed or Title Deed

This is the most important documents in any real estate deal as this is the actual proof of the ownership of the property. While buying a property you must check that the Sale/Title deed must be in the name of the seller and is registered under the jurisdictional authority of the area where the property is located.

Power of Attorney

This document is required when the current seller is working on behalf of the original owner on his authorization. Power of Attorney should be produced at the time of sale agreement.

Allotment Letter

When you buy a property in any project, an allotment letter is a document that contains all the details of the property along with the details of any outstanding amount. This document plays a very important role in home loan sanctions. An important point to note here is that the allotment letter is issued only for the first buyer of the property. So if you are buying a resale property, you will get a copy of the allotment letter.

Payment Receipts

While buying property from the builder you must collect all the original receipts of the payments you made to the builder. Banks require these payment receipts for home loan sanctions. If you are purchasing a resale property, you must collect all the original receipts from the seller.

Khata Certificate or Mutation Paper

This is also known as the extracts from the mutation register and it ensures that there is an entry for the said property in the local municipal records or village panchayat account. If you are looking for a bank loan while buying property this is a very important document then.


NOC From the Government Authorities

When a developer is constructing a project, they have to get several No Objection Certificates (NOC) from several government authorities like the Pollution Board, Fire Department, Sewage Board, etc. These NOCs ensure that the property is being legally constructed without violating any rules and regulations. When you buy a property from a builder, remember to ask for a copy of these NOC`s for your record and future reference.

Property Tax Receipts

While buying a property remember to take the current property or house tax receipts with the last 5 years’ receipts. These receipts make sure that there is no tax liability pending on the property and can also establish ownership of the seller in government records.

Encumbrance Certificate

In simple terms, an Encumbrance Certificate or EC is a certificate of assurance that the property is free from all types of monetary and legal liability such as a mortgage, uncleared loan, or other claims on the property. This Encumbrance Certificate is a very important document while seeking a home loan.

Occupancy Certificate

This is also known as a completion certificate; this document establishes that the property is constructed as per the government rules and regulations and is now ready for possession. Remember to ask the seller for this document and keep it in your records.

Read: Best Commercial Projects for Investment in Delhi NCR

Important Documents Required for Buying a Property in India
Article Name
Important Documents Required for Buying a Property in India
This is the list of important documents required to buy property anywhere in India, read the blog to know more
Publisher Name

One thought on “Important Documents Required for Buying a Property in India

  1. Pingback: Top 8 Tips for Stylish and Minimalist Home Decor

Leave a Reply

Your email address will not be published. Required fields are marked *

Open chat