“The handy thing about credit cards is that they are a great way to pay off your credit cards” True, that exactly happens with most of us, to pay off one credit card we use another and that is paid by another one. It creates a circle of payment with the credit cards and it continues. The credit card creates artificial and temporary solvency which you would not belong to us. It seems that we have the money and we can meet every demand at any time. But the consequence is that we have to PAYBACK that amount must and within a specific time limit and if we delay in payment then it instantly adds interest. Here are some of the logical reasons why not to use credit cards Living Without Budget Budget means expending according to the earnings. If you can live according to your budget then you will…