Virtual or Non-Lockable Property Investment in India
Since 2021, the Indian commercial real estate market has witnessed rapid growth, introducing innovative investment models. One of the most trending options in 2025 is virtual or non-lockable commercial property investment, an attractive opportunity for those seeking assured returns, minimal involvement, and affordable entry points.
But the main question is, is this investment option the right choice for you? In this blog, we will explore this new real estate investment concept, its advantages and disadvantages, and answer the most frequently asked questions.
What is a Virtual or Non-Lockable Property Investment?
A virtual or non-lockable commercial property refers to a share in a commercial space where the investor does not get physical possession or leasing rights. Instead, returns are earned through pre-leased rental income, managed entirely by the developer or leasing agency. These are common in malls, IT parks, co-working hubs, and high-street retail.
How Does Virtual Property Investment Work in India?
- Investors buy a fractional or complete share in a commercial property project
- The developer or leasing company manages leasing, tenant operations, and maintenance
- Rental income is distributed based on the investor’s share
- Most properties come with assured return agreements or pre-leased rental models
Top Benefits of Virtual or Non-Lockable Property Investment
Assured Rental Income
Almost all virtual properties offer assured rental returns, typically between 6% and 12% per annum, depending on the invested amount. This ensures steady income without active management by the buyer.
No Tenant Management
In the virtual property option, investors don’t have to find tenants, negotiate leases, or manage maintenance, as everything is handled by the developer or leasing company.
Affordable Entry Point
Unlike lockable commercial spaces, non-lockable property investments require little capital, making them accessible and affordable for small investors, ensuring that everyone can participate in this investment opportunity.
Diversification of Portfolio
Investment in virtual properties allows investors to diversify their portfolio without purchasing large office spaces or retail shops, reducing risk.
Higher Liquidity & Resale Potential
Some developers offer buyback options or easy resale, making it a relatively liquid investment.
Tax Benefits
Rental income from commercial properties qualifies for tax deductions under Section 24(b) for interest on loans.
Risks You Should Know Before Investing
Lack of Control
Since investors in virtual or non-lockable property cannot directly lease or manage the property, they must rely on the developer or leasing company’s efficiency and reputation.
Dependency on Market Conditions
Depending on the circumstances, rental income may be reduced or delayed if occupancy rates drop or the property under performs.
Longer Investment Horizon
Virtual properties are best suited for long-term investors as resale options may take time.
Risk of Developer Default
If the developer faces financial difficulties, rental returns may be delayed or stopped.
Legal & Regulatory Risks
Some non-lockable properties may fall into regulatory grey areas, making legal due diligence essential before investing.
Best Projects Offering Non-Lockable Investments (2025)
- M3M The Line, Sector 72 Noida
- Bhutani City Center, Sector 32 Noida
- Raheja The Delhi Mall, Central Delhi
- Mahagun Marina Walk, Greater Noida West
- Bhutani Cyberthum, Sector 140A Noida
- Orion 132 Noida, Sector 132 Noida
- Aarize – The Tessoro, Sector 114 Dwarka Expressway
- M3M The Cullinan, Sector 94 Noida
Conclusion: Should You Invest in Virtual Real Estate?
Investing in virtual or non-lockable commercial properties in India can be a smart way to earn attractive returns with minimum management hassle. These types of commercial properties offer promising income potential, but it is crucial to be aware of the risks involved, such as reliance on developers and the market situation. To make a good and profitable investment, you should always do thorough due diligence, assess the expected returns, and verify documents, ensuring that you are making an informed and responsible decision.
Ready to explore profitable virtual property investments in Noida, Gurgaon, or Delhi?
Contact Vikas Joshi today at 9811741277 or hello@vikasjoshi.in for personalized investment insights and site visits.
I’d be happy to assist you in making an informed decision!
Read: How to Build Wealth Through Rental Income in India
Frequently Asked Questions (FAQs) – What is Virtual or Non-Lockable Property
Is virtual or non-lockable property investment a safe option?
Investment in such properties is relatively safe when they are backed by reputed developers and have clear legal documentation. However, investors should check payment terms, lease agreements, and developer track records before investing.
What is the minimum amount required in virtual or non-lockable property investment?
The minimum investment amount varies by project and location but usually starts from ₹10 lakh onwards, making it more affordable for small investors.
Can I sell my virtual property investment quickly?
While resale is possible, it may take time. Some developers offer buyback guarantees, but secondary market liquidity can be challenging.
Do virtual or non-lockable properties come with assured returns?
Yes, most virtual or non-lockable commercial properties offer assured returns ranging from 6% to 12% per annum for a fixed period or until possession.
How do you choose the right virtual or non-lockable property?
To invest wisely, consider:
- Developer reputation & past projects
- Property Location & demand potential
- Lease agreements & rental guarantees
- Exit strategy & resale options
- Legal clearances & regulatory compliance